| Fees |
| Returned
Items (checks/drafts) |
$25.00 |
| Stop Payment for Check/M.O. |
$10.00 |
| Annual Maintenance Fee |
$10.00 |
| (should deposit at least $25.00 per year not to receive fee) |
| Address Research |
$10.00 |
| Duplicated Statement |
$5.00 |
| Address Research |
$5.00 |
| (previous year) |
| Low Balance Fee |
$5.00 |
| (per quarter if account is under $25.00) |
| Account Closing Fee |
$5.00 |
| (new account or club accounts within 3 months of opening) |
| Early Withdrawal Fee |
$5.00 |
| (Vacation club before date that was set and Christmas club before October 31) |
| Low Share Draft Balance Fee |
$5.00 |
| (per month if share draft goes below $250.00) |
| International ATM Transactions |
$2.50 |
| Replacement ATM Card |
Varies |
| (1 replacement card free per year, after that 1st card $5.00, 2nd card $10.00 and so on) |
| Refinance Fee |
$30.00 |
